A fear many people have about retirement is outliving their assets. As more companies eliminate pensions, retirees have to rely more and more on personal savings to fund the retirement they dream of. By positioning assets correctly and distributing them effectively, your golden years can be just that: golden.
The decisions you make regarding the distribution method (monthly payments or a lump sum) and tax alternatives at retirement are critical. These decisions can be complex and involve a number of ‘moving parts,’ so getting professional advice is important.
Regardless of whether you are just starting your first job, at the peak of your career, or looking at retirement right around the corner, careful planning will help you make the most of your retirement years. With fewer companies offering pensions, more of the burden of retirement planning is falling on the worker. Jay can help you to craft a strategy that you can adjust with, throughout your career and beyond.