Tax-Advantaged Investing Taxes are a fact of life, but there is no need to pay more than you have to. By paying close attention to the tax treatment of your investments, Jay will help you to plan to keep more of your hard-earned money working for you by seeking to reduce your tax burden whenever possible.Tax-advantaged investing and distribution strategies, properly implemented, can have a significant impact on your cash flow in retirement. Let Jay show you the ways to invest and to spend in retirement, and to potentially leave the maximum possible estate.LPL Financial does not provide tax or legal advice. Consult a tax or legal professional for advice on these matters. Tax laws certainly embody the old adage that the only constant is change. Keeping up with changes in tax laws and how they can affect your investments can seem like a full time job. While Jay Irving and LPL Financial do not provide tax or legal advice, Jay works with clients to help them to understand the impact that tax legislation can have on investments. In conjunction with your accountant, attorney or other tax professional, Jay helps clients to save, invest and spend in a tax advantaged manner.Some of the tax-related questions that need to be considered include:Should I invest in a regular IRA or a Roth IRA?Are tax-free bonds a good investment for me?In retirement, should I spend my tax-deferred investments first?How can I reduce the amount of estate tax my heirs will have to pay?The answers to these questions will differ for everyone, and your answers may change depending upon changes in the tax law.